Plot Loan
Plot Loan from 7.15% p.a. – Compare 50+ Banks & NBFCs
A plot loan finances the purchase of a residential plot. Free eligibility check, offers from 50+ lenders.
Why Choose Us
Everything You Need for a Plot Loan
Competitive Interest Rates
Rates from 7.15% p.a. We compare 50+ lenders to find the lowest rate for your profile.
Quick Approval
Approval in about 7 days for eligible applicants, with digital KYC.
Minimal Paperwork
A short document list and online application, no running around.
50+ Lenders
Banks and NBFCs compared side by side, so you pick the best offer.
Transparent Charges
Know the processing fee, prepayment and foreclosure charges before you commit.
Expert Guidance
A loan expert calls you within 30 minutes and helps you through approval.
Requirements
Eligibility & Documents
Eligibility Criteria
- Age 21–65 years (at loan maturity)
- Minimum monthly income of ₹25,000 (salaried) or ITR ≥ ₹3 Lakh p.a. (self-employed)
- CIBIL score of 700 or above preferred
- Minimum 2 years of work experience / 3 years business vintage
- Property should be approved and free of legal disputes
Documents Required
- PAN Card & Aadhaar Card
- Latest 3 months' salary slips / last 2 years ITR (self-employed)
- Bank statements for the last 6 months
- Property documents (sale agreement, title deed, approved plan)
- Passport-size photographs
About
All About Plot Loan
A plot loan finances the purchase of a residential plot. Lenders usually fund a smaller share of the value than for a built home, and expect you to build within a set period to get home loan tax benefits.
- Finance for residential plots in approved layouts
- Lower loan-to-value than ready homes
- Construction loan can follow later
How to get a Plot Loan
- Apply online by sharing a few basic details.
- Compare offers from 50+ banks and NBFCs through our expert.
- Complete digital KYC and upload documents.
- Get approved and receive funds in your bank account.
Our Partners
50+ Banks & NBFCs
FAQs
Frequently Asked Questions
What is a Plot Loan? ▾
A plot loan finances the purchase of a residential plot. Lenders usually fund a smaller share of the value than for a built home, and expect you to build within a set period to get home loan tax benefits.
What is the interest rate on a Plot Loan? ▾
Rates start from 7.15% p.a. and vary by lender, loan amount, tenure, income and CIBIL score. After a quick eligibility check we show you the best offers for your profile from 50+ banks and NBFCs.
What documents are needed for a Plot Loan? ▾
Typically pan card & aadhaar card, latest 3 months' salary slips / last 2 years itr (self-employed), bank statements for the last 6 months, property documents (sale agreement, title deed, approved plan). The exact list depends on the lender and your profile.
How do I apply for a Plot Loan on CibilBazaar? ▾
Fill the short application form, and our loan expert will call you within 30 minutes with the best offers. You compare, choose and complete KYC digitally. The service is free for borrowers.
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