Car Loan
Car Loans at 8.70% p.a. for new & used cars
Finance up to 100% of your on-road price with fast approval and flexible tenure — for both new and pre-owned cars.
Why Choose Us
Everything You Need for a Car Loan
New & Used Cars
Financing available for both brand-new and pre-owned vehicles.
Up to 100% Funding
Cover the full on-road price, including registration and insurance.
Same-Day Approval
Quick in-principle approval so you can finalise your car faster.
50+ Lenders
Compare rates across leading banks and NBFCs.
Flexible Tenure
Repay over 12 to 84 months based on your budget.
Easy Refinance
Refinance your existing car loan for a lower EMI.
Requirements
Eligibility & Documents
Eligibility Criteria
- Age 21–65 years
- Minimum monthly income of ₹20,000 (salaried) or equivalent ITR (self-employed)
- CIBIL score of 700 or above preferred
- Minimum 1–2 years of work experience
- Valid driving license (for the applicant or co-applicant)
Documents Required
- PAN Card & Aadhaar Card
- Latest 3 months' salary slips / last 2 years ITR (self-employed)
- Bank statements for the last 6 months
- Car quotation / proforma invoice from the dealer
- Passport-size photographs
Our Partners
50+ Banks & NBFCs
FAQs
Frequently Asked Questions
Can I get a loan for a used car? ▾
Yes, most lenders finance pre-owned cars up to a certain age (typically under 8–10 years), usually at a slightly higher interest rate than new car loans.
How much of the car price is financed? ▾
Depending on the lender and your profile, you can get financing for up to 100% of the on-road price, including registration and insurance.
What is the maximum tenure? ▾
Car loan tenures typically range from 1 to 7 years, letting you balance a comfortable EMI with total interest paid.
Is a down payment required? ▾
For new cars, some lenders offer 100% funding with no down payment; for used cars, a down payment of 10–20% is common.